The average commuter in Fort Worth spends 4.4 months a year in traffic. When you spend that much time behind the wheel, accidents are bound to happen. Most Texas drivers need at least minimum liability coverage for their vehicles. That’s why you see so many ads for cut-rate car insurance. Don’t you wonder what you’re getting for those low prices? The insurance professionals at Tinius & Associates Insurance Agency always consider the real cost of insurance, not just premium prices. We work with our customers and shop top carriers to find affordable coverage to protects drivers throughout the DFW metroplex.
Unless you are able to cough up a $55,000 deposit as a surety bond to cover the legal minimum liability, you need liability insurance to drive legally in Texas. A liability policy can assist with medical bills for others injured in an accident caused by the insured. It can also help with the cost of accidental property damage. However, minimum coverage might not be enough to get you back on the road in case of an accident.
We recommend that Texas drivers consider extended liability insurance as stronger protection for yourself and your loved ones. Out-of-pocket costs of collision can be extensive, and without sufficient liability coverage, you could be faced with a lawsuit and even wage garnishment.
Other Coverage Options
We also offer auto insurance coverage beyond liability. These options can help pay for damage to your vehicle as well as help you get back behind the wheel more quickly. They include:
Collision coverage for accident-related damage to your vehicle
Towing and roadside assistance to help in the event of a breakdown
Underinsured/uninsured motorist coverage to help in the event of a hit-and-run or crash involving an uninsured or under-insured driver
Comprehensive coverage to pay for non-accident-related losses related to theft, flood or fire
If you need affordable car insurance from an insurance agency you can trust, Tinius & Associates Insurance Agency can help. Contact Tinius & Associates Insurance Agency for your quote today.